Zufriani

In Indonesia, the narrative of Religious Moderation is being hotly discussed and has even been included in the RPJMN 2020-2024. The target index has been determined, but measurement instruments are still minimal and can be used to measure the level of religious moderation at the university level. This research was conducted in response to these needs. The development of this instrument uses a unidimensional construct using Rasch analysis. The number of samples used was 406 students selected using the multistage random sampling technique.

The jarah contract in Indonesia is regulated by various regulations, such as the fatwa of the National Sharia Council of the Indonesian Ulema Council (DSN-MUI) and regulations from the Financial Services Authority (OJK). The fatwa and egulations are the references in the practice of contracts in Islamic financial institutions, one of which is Islamic banking. There may be a discrepancy between the practice of Islamic banking contracts and existing regulations.

Smart phones and people are two things something not separate that from one another. Children, adolescents and adults use smart phones. Their intensity with their smart phones varies. Smart phones provide a variety of features, not just to receive and make long-distance calls,activities such as self and edit it for hours, watching movies, surfing the Internet, games, social media and others can also be done. Various data show that the cumulative time of this activity results in a high level of smart phone usage, both in children, adolescence and adulthood. So, what about old adult?

Pendidikan secara praktiknya tidak terlepas dari proses pembelajaran sepanjang ayat. Konsep ini bertujuan untuk mengidentifikasi keadaan muatan motif yang ada pada diri para pelaksana pendidikan, seperti pendidik, peserta didik, terutama terkait dengan penyelenggaraan proses pembelajaran sebagai suatu ibadah. Secara implisit penyelenggaraan proses pembelajaran merupakan suatu perbuatan ibadah. Perbuatan ibadah ini dilatarbelakangi oleh motif-motif tertentu oleh pelakunya, terutama pendidik dan peserta didik yang secara langsung terlibat di dalamnya.