Pengaruh Pendapatan Murabahah dan Ijarah Terhadap Profitabilitas PT. Bank Syariah Mandiri, Tbk periode 2014-2018

Submitted by admin on Fri, 03/05/2021 - 10:27
Deskripsi/Abstract

This study aims to see the effect of murabaha and ijarah income on the profitability of PT. Bank Syariah Mandiri, Tbk for the period 2014-2018. This research is a descriptive analytical and verification study using a quantitative approach. The type of data used is secondary data taken from the financial statements of PT. Bank Syariah Mandiri, Tbk. The hypothesis in this study was tested using multiple linear regression. From the simultaneous testing (f test) it was concluded that Murabahah and Ijarah Income had a significant effect on the profitability of PT. Bank Syariah Mandiri, Tbk, in other words the regression model proposed in this study concluded goodness of fit. Both independent variables contributed 41.9% to the profitability of PT. Bank Syariah Mandiri, Tbk. From the partial test it was found that Murabahah Income had no effect on the profitability of PT. Bank Syariah Mandiri, Tbk, while Ijarah Revenue has a negative relationship to the profitability (ROA) of PT. Bank Syariah Mandiri, Tbk.

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