Education Level, Islamic Financial Literacy, Culture, Religiosity, Interest in Saving.

This paper discusses the buying and selling of credit, which has the potential to contain usury. The sale and purchase of credit are examined from the hadith's perspective about buying and selling and the hadith about usury. This paper aims to highlight the allowable and prohibited buying and selling of credit, which departs from the traditions about buying and selling and usury. By looking at what kind of buying and selling of credit is allowed in Islam, it is hoped that it can understand the public who carry out credit buying and selling transactions.